Wednesday, April 05, 2006

MASSACHUSETTS MAKES HEALTH INSURANCE MANDATORY/UNIVERSAL FOR THE STATE.

WOW. Let's all move to Massachusetts. My haelth insurance currenty costs me $543 a month and is about to go down to $485 when I get off cobra and sign up for my company's blue cross blue shield. damn. I don't make a low enough wage to qualify for medicare or any of those plans, but i barely make enough to cover this insurance. self-employed people making around 30-40K with no insurance are screwed in ny. also, i hear freelancer's union is pretty crappy insurance. does anyone else have it and actually use it?

7 Comments:

Anonymous JoshB said...

I have freelancer's union, and it's a might bit cheaper than my previous insurance ($200 compared to $350 for hip), but the fine print kind of sucks. If I'm ever truly fucked, it's like an 80/20 split: meaning, I have to cover 80 percent of the cost. Here's the hoping my heart valves don't collapse.

4/05/2006 03:29:00 PM  
Blogger antlered girl said...

what about office visits? are the providers they offer crappy with long waits? hard to get a nice fancy doctor? big copays? big limits on how much care you can get?

4/06/2006 03:32:00 PM  
Blogger TeddyFrank said...

Hey Antlered girl,
I have HIP Prime POS which costs about $289 a month from the freelancers union. I get it though this wierd job that I do for 7 hours a week (I deliver advance copies of Newsweek and The New Yorker to bigwigs in publishing). The rest of the time I do 1099 work. The HIP is pretty good insurance and there are a lot of doctors in network. I picked the more expensive one because the deductable is lower and it covers a lot of the cost of out of network doctors when you leave the New York area. My in network doctors visits are $10 and my emergency room copay (I ride a bike in NYC as well) is $100. Good luck!

4/08/2006 03:11:00 PM  
Anonymous Anonymous said...

what about healthy NY.....??

4/08/2006 05:52:00 PM  
Blogger antlered girl said...

healthy ny is for ppl making under 20K as i understand it.

4/10/2006 01:01:00 AM  
Blogger antlered girl said...

thanks frank.

but what about the quality of service? do you have to wait a long time for appt.s? how much are your prescription drugs? do you use their dental plan? what's the vision plan like?

4/10/2006 01:10:00 AM  
Blogger [g'night] said...

im using one of the nationwide plans and i pay about $65/mo. i get all the drugs i want (not that i care b/c i wont use em), i pay $25/$50 on doc or hospital visits and my deductible is mad low. check out insurancerock.com and call their agents, very helpful, very prompt.

love jordan

4/12/2006 01:56:00 AM  

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